Compare Alloy Wheel Insurance Cover

Car Wheels Insurance Comparison and Cover. Because Your Alloys Deserve the Best Protection! 

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alloy wheels insurance

Why Do You Need Alloy Wheel Insurance?

Alloy wheels are an expensive investment and can significantly enhance the look of your car. However, they are also vulnerable to damage caused by potholes, curbs, and other road hazards. Worse yet, repairing or replacing a damaged alloy wheel can be very costly.

That is where alloy wheel insurance comes in. It provides coverage for any accidental damage to your wheels and can save you from the financial burden of having to pay for repairs or replacements out of pocket.

What Does Alloy Wheel Insurance Cover?

Alloy wheel insurance typically covers any damage to your wheels caused by everyday driving hazards. This includes potholes, curbs, debris on the road, and even minor accidents. Some policies may also cover cosmetic damage such as scuffs and scratches.

However, it is important to note that alloy wheel insurance may not cover damage caused by reckless or negligent driving, as well as wear and tear over time. It is always best to carefully read the policy terms and conditions to fully understand what is covered.

Are Both New and Used Alloy Wheels Covered?

Absolutely! Whether your alloy wheels are brand spanking new or have been previously loved, alloy wheel insurance can provide coverage. This means that even if you have bought a used car with alloy wheels, you will not be left out in the cold when it comes to insurance coverage. So, whether you are rolling out of the showroom in a new ride or have just given a classic car a new lease on life with a set of alloys, rest assured that your investment can be protected.

Remember, as always, to check the specifics of your policy to ensure that your wheels fall within its terms and conditions.

Alloy wheel insurance cover

Alloy Wheels Insurance by MotorEasy

Our partner, MotorEasy, offers comprehensive policies that cover up to four alloy wheel claims per year. Whether it is a minor scuff on your curb or a significant dent from a pothole, their policy has got you covered.

In addition to the comprehensive coverage, MotorEasy also offers a unique feature that sets it apart. They acknowledge that your time is precious, hence, they offer the convenience of alloy repairs directly at your home or your place of work.

Additionally, their policy amplifies their support by including up to £100 towards wheel skimming. In the unfortunate event that a replacement is necessary, MotorEasy cushions the monetary impact by contributing up to £150 towards replacements.

What Is Alloy Wheel Insurance?

Alloy wheel insurance is a type of insurance that specifically covers the repair or replacement costs of damaged alloy wheels. It can sometimes be purchased as an add-on to your car insurance policy, or as a standalone policy from a specialist insurer.

Alloy wheel insurance offers a range of benefits to give you peace of mind while on the road. Some common features include:

  • Coverage for accidental damage caused by everyday driving hazards.
  • No excess fees when making a claim.
  • Flexible payment options, including monthly instalments.
  • Repairs or replacements conducted by approved specialists using high-quality parts.

Why Purchase Alloy Wheel Insurance?

Buying alloy wheel insurance can save you from expensive repair or replacement costs in case of accidental damage. With the increasing number of potholes and other road hazards, having this extra protection for your wheels can give you peace of mind while driving.

Moreover, alloy wheel insurance can also help maintain the value and appearance of your car. Damaged or scuffed wheels can significantly reduce the resale value of your car, but with insurance coverage, you can keep your wheels in top condition.

What Is the Difference Between Alloy Wheel Insurance and Car Insurance?

Alloy wheel insurance is not to be confused with standard car insurance; they are two distinct types of coverage. Car insurance is a legal requirement and covers damages to your vehicle in case of accidents or theft. On the other hand, alloy wheel insurance specifically covers damage to your wheels caused by everyday driving hazards. It can sometimes be purchased as an add-on to your car insurance policy or generally as a standalone policy.

What Does Alloy Wheel Insurance Protect Against?

Alloy wheel insurance provides protection against a variety of threats that your wheels might encounter on a daily basis. One of the most common causes of alloy wheel damage is kerbing – the act of scraping or hitting the curb when parking or turning. Potholes are another significant risk, as these can cause heavy impact damage to your wheels when driven over. Road debris, such as sharp objects, rocks, or other material, can also lead to scratches, chips, or more severe damage. Therefore, with alloy wheel insurance, you can have peace of mind knowing that your wheels have coverage against these everyday driving hazards.

What Types of Alloy Wheels are Covered?

Alloy wheel insurance covers both standard alloy wheels and diamond cut alloy wheels. Standard alloy wheels are typically made up of an amalgamation of aluminium or magnesium, known for their lightness, strength, and pleasing aesthetics. Diamond cut alloy wheels, on the other hand, are premium offerings that have undergone a precise machining process to reveal a shiny metal surface resembling a CD’s surface, giving your wheels an added touch of elegance and sophistication. Both types of wheels, albeit their different manufacturing processes, are susceptible to damage from road hazards, and therefore, both are included in the coverage provided by alloy wheel insurance.

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